Can we still eat out this week?
Budgets measure every category against the calendar, so you know before you overspend, not after.
Budgeting for one, two, or the whole household
Know how your month is going.
See what’s left in every budget, whether your goals are on pace, and where the money went. Penny keeps an eye on it with you.
30 days of Couple, free. No card needed.
The questions you actually ask, answered at a glance.
No spreadsheets to keep up and no charts to decode. Every page leads with the answer.
Are we on track for the trip?
Goals fill in from the categories you link, and show where you should be by today.
Where did September go?
Insights tell the month as a story first, then show what moved and why.
Share the piggy bank. Keep your own corner.
Invite a partner or housemates and you all see the same budgets and goals. Mark an account private and only you see it. Money it puts toward a shared goal still counts, without the details.
Couple fits two people. Household fits up to six.
Set up in one sitting.
- 1
Add your main account
A bank account, card or cash, with what it holds today.
- 2
Pick your categories
Start with our suggestions and rename anything that doesn’t fit.
- 3
Add transactions
Type them in as you go, or import a month from your bank’s CSV.
heybudget never asks for your banking password. You type transactions in, or import the CSV your bank already gives you.
Pick your piggy bank.
Every one starts with 30 days of Couple, free. No card.
Free
To try it out
$0forever
- 1 account
- 1 active goal
- Last 2 months of Insights
Solo
Just you
Prices show when you sign up.
- One person
- Everything unlimited
Most popularCouple
You and a partner
Prices show when you sign up.
- Up to 2 people
- Private accounts
- Everything unlimited
Household
Up to 6 people
Prices show when you sign up.
- Up to 6 people
- Private accounts
- Everything unlimited
Paid plans include unlimited accounts and goals, all your Insights history, CSV import and export, any currency, and connecting Claude, ChatGPT or another AI. Prices in USD; you’ll see yours with tax at checkout.
Questions
Does heybudget connect to my bank?
No. You add transactions yourself or import your bank’s CSV, so heybudget never sees your banking password. It also means you notice every dollar going out.
What happens after the 30 days?
Choose a plan to keep everything. If you don’t, your piggy bank moves to Free: nothing is deleted, and anything past Free’s limits stays, read-only.
Can my partner see everything?
Everyone in the piggy bank sees shared accounts, budgets and goals. Accounts you mark private stay yours.
Can I use it with Claude or ChatGPT?
Yes, on any paid plan. Connect your own AI and ask it how the month is going, or to add last week’s receipts. It sees what you see, and only changes things if you allow it.
Does it handle more than one currency?
Yes, on any paid plan. Each account keeps its own currency, and totals are shown per currency.
Can I cancel anytime?
Yes. Billing runs through Paddle, and you can cancel or switch plans from Settings in a couple of clicks.
Give Penny a month.
Thirty days of Couple, free. If it doesn’t help, you lose nothing; it simply moves to Free.
Start your free month